The Klarna app lets you shop from any online retailer and pay for your purchases in 4 equal installments.

Klarna was founded in 2005 in Stockholm, Sweden with the aim of making it easier for people to shop online. In the last 14 years, technology has evolved, excited, and transformed the world around us, yet our mission remains as relevant as ever – to make paying as simple, safe and above all, smoooth as possible.

Klarna is now one of Europe’s largest banks and is providing payment solutions for 70 million consumers across 170,000 merchants in 17 countries. Klarna offers direct payments, pay after delivery options and installment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.

When the company acquired SOFORT in 2014 the Klarna Group was formed. Klarna is backed by investors such as Sequoia Capital, Bestseller, Permira, Visa and Atomico.

Buy now and pay later.

Shop at any online retailer to get the items you love today and pay for them over time with Klarna.

Mindful money.

Track your purchases in a single place so you can keep your budget in mind and spend responsibly.

No fees. No interest.

We ensure full transparency so there are never any hidden fees or added interest when you shop with the Klarna App.

The freedom to pay later.

The Klarna app is a one-stop shopping tool that gives you the power to browse any store, brand or product in a single place. Create a single-use card through Klarna so you can shop and pay for your purchases in 4 easy installments, with zero hidden fees or added interest.

Money management.

Pay for your purchases on a schedule that works for you, and track all of your spending in a single place. By spreading costs over time, you get more control over how you spend your money so you can make responsible purchasing decisions. All at no cost to you. Just one way Klarna is making your life easier.

Single-use Ghost card.

Klarna help you create your own Ghost card to use when purchasing from an online retailer. This will allow you to split your payment into interest-free installments. Simply connect to the credit or debit card of your choice and we’ll auto charge your card 1/4 of the purchase price every two weeks, starting at the time your order is confirmed.

Wish lists and price drops.

Build a universal wish list to track your favorite items from any online store in a single place. Browse the wish lists of your favorite influencers for inspiration, and set up price drop alerts to be notified of any change in price so you can score the best deal.

The official website of Klarna:


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